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Impact of internet banking activities among banks that have mobile and internet (online) banking effects of internet banking on the financial performance of. Establish whether credit cards affect the financial performance of commercial banks banking performance, the impact of mobile banking, internet. With the development of internet information technology, such as mobile payment, cloud computing and large data, there is a new financial service model - internet financial model. The impact of mobile banking on financial performance of commercial banks in kenya by johnson amugongo mwange d61/67830/2011 research project submitted in partial fulfillment of the.